Home Improvement Financing

Progressive Service Company offers customers a variety of home financing options. Our financing plans include home improvement projects, plumbing, electrical, HVAC, water damage, and much more.

We understand that emergencies happen, and not everyone is financially ready to handle an unwanted mishap. For homeowners who want to plan ahead, financing for home improvement is vital towards the future of your house. With Progressive, you are guaranteed the service and attention your home deserves, while gradually paying off repair costs.

Progressive Service Company is your trusted source for financed North Carolina HVAC, plumbing, and electrical repairs and maintenance.

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Step-by-Step

When you call Progressive for one of our products or services, the next steps taken are:

  1. Answer any preliminary questions and offer professional advice
  2. Evaluate the extent of any repairs, services, or products you may need
  3. Provide a total cost estimate
  4. Work with you to draw out a manageable payment plan
  5. Connect you with EnerBank for loan approval (most loans are approved over the phone in just a few minutes)
  6. Deploy a Progressive Service Company professional to promptly deliver all new products and/or perform repairs

When you obtain home improvement financing through Progressive, you spend no time waiting. The project is completed immediately and you are left with a consumer-friendly finance plan.

EnerBank unsecured loans are a great option for all Progressive Service Company customers because they offer:

  • 120-day credit commitment on all loan approvals*
  • Lower interest rates than credit cards
  • 9.99% fixed rate for up to 144 months**
  • No penalties on loans paid off early

To inquire about EnerBank home improvement financing, please contact us at our Raleigh office by calling (919) 325-0180 or our Durham office by calling (919) 682-4262. You can also fill out a brief contact form and a Progressive Service Company customer service professional will reach out to you shortly.

*Progressive Service Company loans are provided by EnerBank USA (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 16.89% fixed APR, effective as of August 1, 2015, subject to change.

**Loans provided by EnerBank USA (1245 Brickyard Rd., Suite 600) August 1, 2015, subject to change. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

Apply with Wells Fargo for Trane:

Apply with Synchrony for Rheem:

Expand your purchasing power with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.



0% for 36 months

*Limit one coupon per service call, please. Discount does not apply to service fees. On select purchases with approved credit.

Free estimates on HVAC systems

*Limit one coupon per service call, please. Discount does not apply to service fees.

We're Always at Your Service!

Quick response. Knowledgable professionals. 24-7 service and 100% satisfaction, guaranteed. Contact us at 877-325-0180, or fill out the form and we will get back to you promptly.